Kiofe is a modern payment gateway based in Amsterdam, helping merchants across Europe accept payments and get settled fast.
We believe every business, from a single-person startup to a large enterprise, deserves access to reliable, transparent, and fast payment processing. Too many merchants struggle with slow settlements, hidden fees, and outdated infrastructure.
Kiofe was founded to change that. We built a modern payment gateway that gives merchants access to 50+ payment methods, next-business-day settlements, and transparent pricing with no monthly fees or hidden costs.
We partner with leading payment infrastructure providers to deliver enterprise-grade reliability to businesses of all sizes. Our developer-first approach means clean APIs, comprehensive documentation, and plug-and-play integrations for popular e-commerce platforms.
Based in the Netherlands and regulated as a payment facilitator, we operate under strict European financial regulations to ensure the highest standards of security and compliance for our merchants and their customers.
The principles that guide how we build our product and serve our merchants.
No hidden fees, no surprises. What you see on our pricing page is exactly what you pay. We believe trust is built on honesty.
Fast settlements, fast onboarding, fast support. We know your cash flow matters, so we move fast to keep yours moving.
PCI DSS Level 1 compliance, end-to-end encryption, and advanced fraud detection. Your money and your customers' data are safe with us.
Clean RESTful APIs, comprehensive SDKs, webhooks, sandbox environments, and detailed documentation. Built by developers, for developers.
Every decision we make starts with the merchant. From onboarding to daily operations, we optimize for your success.
Based in Amsterdam with a deep understanding of European payment regulations, local payment methods, and cross-border commerce.
Create your account in minutes and start accepting payments from customers across Europe.